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Financial Services

Kaybridgeresidential are able to help you find a buy-to-let mortgage through Embrace Mortgage Services.  If you are looking at renting out a property which you are living in, or have lived in, you must let your mortgage lender know and obtain their permission.

If you are buying a property to rent out, don’t forget that you will incur the regular costs involved with buying – stamp duty, survey fees and solicitor, estate agents and lettings fees.  When you apply for a buy-to-let mortgage, you will need to know what your anticipated rental income will be.

Stamp Duty Bands

for Buy-to-let/Second home

Price Band
Up to £125,000
£125,000 to £250,000
£250,001 to £925,000
£925,001 to £1.5m +
£1.5m+
Source HMRC
Buy-to-let/Second home
8%
5%
8%
13%
15%

MORTGAGES

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